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Comparison

Upcomers vs FTMO

Two very different propositions. FTMO is the established name with tighter daily limits. Upcomers is cheaper at entry and pays on demand.

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The numbers side by side

FTMO is the established name, operating from the Czech Republic. Upcomers is newer, incorporated in 2025, and competes on entry price and payout mechanics. Figures below are for comparable small accounts.

UpcomersFTMO
Cheapest entry$15.90 (2K)$79.00 (10K, 1-step)
10K account$47.90$79.00 to $89.00
Daily drawdown4%, or none on Ember3% (1-step), 5% (2-step)
Max drawdown4% to 7% by plan10%
Profit split90%, scaling to 100%80% to 90%
Time limitNoneNone on current products
Payout timingOn demandScheduled cycle
Track recordFounded 2025Founded 2015

Where each one wins

FTMO wins on maximum drawdown and history. A 10% overall buffer is materially wider than anything in the Upcomers lineup, and a decade of operating history is something no new firm can manufacture. If surviving a deep equity dip matters more than anything else, FTMO gives you more room.

Upcomers wins on entry cost, daily limits and payout speed. A $10,000 account is $47.90 against $79.00, Ember removes the daily loss limit entirely where FTMO's 1-step runs a tight 3%, and payouts are on demand rather than on a cycle.

How to choose

If your accounts usually die to daily limits, Ember is a genuinely different product and FTMO has no equivalent. If they die to sustained drawdown, FTMO's 10% ceiling is the safer home. If you are simply testing whether you can pass anything at all, $15.90 is a cheaper answer than $79.00.

Pricing

Pick a size, pick a ruleset

$100,000 $239.90 Profit target 8% · evaluation drawdown 5%
Oracle
Most affordable
Daily drawdown4%
Max drawdown5%
Min. trading days5
Profit split90%
Time limitUnlimited
PayoutOn demand
Start Oracle
Ember
No daily drawdown
Daily drawdownNone
Max drawdown4%
Min. trading days5
Profit split90%
Time limitUnlimited
PayoutOn demand
Start Ember
Vanguard
Most drawdown room
Daily drawdown4%
Max drawdown7%
Min. trading days6
Profit split90%
Time limitUnlimited
PayoutOn demand
Start Vanguard

Fees listed by Upcomers in September 2026 and subject to change. Plan pricing can vary by ruleset, so confirm the final total at checkout with code PICKR applied.

Questions

Frequently asked

Is Upcomers cheaper than FTMO?
Yes at comparable sizes. A $10,000 Upcomers account is $47.90 against $79.00 to $89.00 at FTMO, and Upcomers entry starts at $15.90 for a $2,000 account.
Which has better drawdown rules?
It depends what kills your accounts. FTMO allows a wider 10% maximum drawdown. Upcomers Ember removes the daily loss limit entirely, which FTMO does not offer.
Which pays out faster?
Upcomers pays on demand rather than on a fixed cycle. FTMO pays on a scheduled cadence.
Is FTMO safer than Upcomers?
FTMO has operated since 2015 against Upcomers' 2025 incorporation, so it has a far longer track record. That is a real advantage that no amount of marketing substitutes for.
Keep reading

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Plans from $15.90, a 90% profit split, payouts on demand and no time limit.

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