Two very different propositions. FTMO is the established name with tighter daily limits. Upcomers is cheaper at entry and pays on demand.
FTMO is the established name, operating from the Czech Republic. Upcomers is newer, incorporated in 2025, and competes on entry price and payout mechanics. Figures below are for comparable small accounts.
| Upcomers | FTMO | |
|---|---|---|
| Cheapest entry | $15.90 (2K) | $79.00 (10K, 1-step) |
| 10K account | $47.90 | $79.00 to $89.00 |
| Daily drawdown | 4%, or none on Ember | 3% (1-step), 5% (2-step) |
| Max drawdown | 4% to 7% by plan | 10% |
| Profit split | 90%, scaling to 100% | 80% to 90% |
| Time limit | None | None on current products |
| Payout timing | On demand | Scheduled cycle |
| Track record | Founded 2025 | Founded 2015 |
FTMO wins on maximum drawdown and history. A 10% overall buffer is materially wider than anything in the Upcomers lineup, and a decade of operating history is something no new firm can manufacture. If surviving a deep equity dip matters more than anything else, FTMO gives you more room.
Upcomers wins on entry cost, daily limits and payout speed. A $10,000 account is $47.90 against $79.00, Ember removes the daily loss limit entirely where FTMO's 1-step runs a tight 3%, and payouts are on demand rather than on a cycle.
If your accounts usually die to daily limits, Ember is a genuinely different product and FTMO has no equivalent. If they die to sustained drawdown, FTMO's 10% ceiling is the safer home. If you are simply testing whether you can pass anything at all, $15.90 is a cheaper answer than $79.00.
Fees listed by Upcomers in September 2026 and subject to change. Plan pricing can vary by ruleset, so confirm the final total at checkout with code PICKR applied.
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Plans from $15.90, a 90% profit split, payouts on demand and no time limit.
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